ashok_var: yes...i ll let u know
ashok_var: if working hours are 12 then they will expect 10k...heheheheheh
gurminder_singh: sir ji
gurminder_singh: just saw ur msg
gurminder_singh: how are you
ashok_var: fine..sir..
ashok_var: what abt u
gurminder_singh: u r working for citibank it seems
gurminder_singh: i am fine too
ashok_var: yes.
gurminder_singh: howz ur work going on
gurminder_singh: u must be earning BIG money now
ashok_var: work is very big
gurminder_singh: u got married or still single..
ashok_var: work is very good
ashok_var: yes..got married
gurminder_singh: wow.. congrats
gurminder_singh: wife is there with u or in India?
ashok_var: thanx
ashok_var: right now she is in india
gurminder_singh: good news?
ashok_var: will come back by next week
ashok_var: yes..
ashok_var: carrying...6th month
gurminder_singh: wow.. sir.. congrats once again:)
ashok_var: what abt from yr side
gurminder_singh: if baby is born in singapore then baby will get citizenship of singapore?
ashok_var: will back in 30 min..wife is calling..
gurminder_singh: ok
gurminder_singh: happy to get ur news 
ashok_var: come back
gurminder_singh: yes sir
gurminder_singh: in bank u must be getting Big Money 
ashok_var: then how  is yr life and work
gurminder_singh: life is going ok
ashok_var: yes.,.getting good money
ashok_var: but at the same time living cost is expensive in singapore but better than dubai
gurminder_singh: great sir.. u got a good break
gurminder_singh: i got an offer .. they are paying S $3000 + commission
ashok_var: yes..very good break....starting i join thorugh consultant in citi bank..last year i become a permanent employee now
ashok_var: where is it
gurminder_singh: i dont know the name of the place but they said there office branch is in singapore.. 
gurminder_singh: they took my interview in dubai.. they have office in dubai also
gurminder_singh: its a software company.. i need to provide support to customers
ashok_var: ok;...but paying very less...sir....ask them give house rent also
ashok_var: ok
gurminder_singh: is 3000 manageable at present?
gurminder_singh: how much is the rent for 1 BHK per month?
ashok_var: $1000
gurminder_singh: they are telling me its between 800-1200 per month .. if i take very good house then 1200 otherwise for normal house it is 800 .. they say i will be easily able to save S$1000 permonth.. and later they will give increment
ashok_var: Rs29000
gurminder_singh: every year they will give increment they say
ashok_var: ok
gurminder_singh: i wanted to change as i am working for quite long in this company so i said yes to them
gurminder_singh: although i am saving more at present
ashok_var: hahahha..
ashok_var: sir..if u get 3k........how much u will save...nothng
gurminder_singh: oh
gurminder_singh: they told 1000 i can save 
ashok_var: 1000 = RS10,000
ashok_var: better to go back to india and findout  a job sir
gurminder_singh: 1000 = 29000 na
ashok_var: sorry.....
gurminder_singh: they said S$2000 i will be spending and S$1000 i can save
gurminder_singh: plus at least S$500 i will make as commission minimum
ashok_var: u tell them.......give 4000.......then i ll spend 2000 and saving ll be 2k
ashok_var: 3k is not a good offer
gurminder_singh: i told them to give 3500 but they didnt agree
ashok_var: now  a days singapore is expensive
gurminder_singh: they said that the person over there is getting 3250 already.. i cannot give u more than that person
ashok_var: very diff to get 1BHK house....all r 2BHK houses ....and rent will be 16-18k
ashok_var: u hv to pay tax 
gurminder_singh: then he said u will be making up with the commissions
gurminder_singh: he said salary upto 48000 u dont have to pay tax
ashok_var: i dont think so..but search in google as IRAS + singapore
ashok_var: and findout over there
ashok_var: i dont prefer 3k to come to singapore
ashok_var: at least 4k or worst  case 3.5
gurminder_singh: 3.5k with family na?
gurminder_singh: or for a bachelor?
ashok_var: r u still bachelor
gurminder_singh: no sir.. got married:D
gurminder_singh: have 1 baby also
ashok_var: then...why r u comparing with bachelor
ashok_var: then......u hv to come with baby & wife.......
gurminder_singh: ya
ashok_var: so at end of hte day u wont; save $1 aslo...
ashok_var: medical very very expensive
ashok_var: rents expensive
gurminder_singh: oh
ashok_var: every where u hv to pay tax
ashok_var: but u hv so many advantages
gurminder_singh: advantages like what?
ashok_var: life is cool....weather is good..security is good...
gurminder_singh: ok
gurminder_singh: for me monetary advantage at present matters more
ashok_var: ok
gurminder_singh: so i will ask them to give 3500 plus commission
ashok_var: commision is different
ashok_var: there is no guarenteee
ashok_var: pls don;t include that
ashok_var: let him pay 3500.........and then comissions
gurminder_singh: they are saying guaranteed u will make 500 as commission per month.. thats the least anybody makes in our company.. 
gurminder_singh: ya.. 3500 plus commission i will ask
ashok_var: yes..
ashok_var: and tell him............ i m married person and i got one baby also....so hv to apply PR also(permanent resident)
gurminder_singh: ok
ashok_var: and tell him ..he has to pay Employer constribution
ashok_var: let settle this also now.
gurminder_singh: employer contribution?
gurminder_singh: what is that?
ashok_var: yes
ashok_var: go through IRAS site...u wlll get more
gurminder_singh: ok sir.. i will check it out
ashok_var: 8% employee has to pay for CPF + 7% employer has to pay
ashok_var: there are some companies...they won't pay employee constribution..........so u hv to pay that also..............then it ll be very diff
gurminder_singh: oh
ashok_var: try to go through IRAS site........u ll findout more info
gurminder_singh: i will check it out
gurminder_singh: thank u so much for the info sir
ashok_var: i hv some friends in dxb right now and they r in systems admins
gurminder_singh: ok.. but my company wont offer much
gurminder_singh: and working hours also will be 12
ashok_var: no need thanx sir...........that is my responsible...the way u treate me....i never forgot
ashok_var: how much.......aleast
gurminder_singh: when i receive the offer letter from that company then i will go and resign.. that time my boss will ask me to get a person.. then i can ask him how much can he pay
ashok_var: approx...
ashok_var: 7k
gurminder_singh: these people are giving bachelor accomodation to stay
gurminder_singh: so they dont pay high
gurminder_singh: i am getting 4k + accomodation + electricity+water+telephone+medical
gurminder_singh: at present
ashok_var: ok
gurminder_singh: so these people wont give anything above 2.5 or 3k to a new person
gurminder_singh: plus they will give accomm+medical 
ashok_var: accomm in where
ashok_var: same office building or outside
gurminder_singh: outside
gurminder_singh: flat
ashok_var: family accoomm...right
gurminder_singh: bachelor accomm
ashok_var: if the guy married...then
ashok_var: i don;t think u will find a guy for this much salary
gurminder_singh: i dont think our MD will agree to give family accomm to a new person.. once that person proves then he can give
ashok_var: better don;t refer anyone
ashok_var: let them struggle
ashok_var: and poin
ashok_var: pain
gurminder_singh: they wont leave me if they dont get anybody else
ashok_var: what they willl do
ashok_var: u won;t be in dxb or sharjah.......
gurminder_singh: they wont pay my gratuity
ashok_var: u r coming to diff country...nothing they will do
ashok_var: why........they hv to pay........it is a rule
ashok_var: if they won;t leave..........let them pay more to new guy
gurminder_singh: these people are too cunning sir. i am no more working for hong kong garments now.. the partnership is broken
gurminder_singh: my boss(who was my friend also) also  left
gurminder_singh: now new management is there.. and they are creating problems.. thats why i agreed for 3000 also
ashok_var: ok
gurminder_singh: thats why i am asking.. if it will be worth and if i can save something atleast
ashok_var: i ll findout............but very diff
ashok_var: ok..so where is wife now and what is she doing ?
gurminder_singh: she is with me
ashok_var: ok
ashok_var: baby boy or girl
gurminder_singh: girl
ashok_var: ohh..good
ashok_var: then what else sir
gurminder_singh: rest is all fine
gurminder_singh: just a min.. on phone
ashok_var: i m very very happy..after a long time i m chatting with u
gurminder_singh: i am happy too sir
ashok_var: getting sleepy